The ABC Commercial bank has $5,000 in excess reserves and the reserve ratio is 30 percent. This information is consistent with the bank having:

answer:

$90,000 in checkable deposit liabilities and $32,000 in reserves

different options
option – a

we can check it by options
first option
required reserve =deposit *required reserve ratio
=90000*0.3
=27000
actual reserves =required reserves +excess reserves
=27000+5000
=32000
option 1 is consistent with it

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option – b
required reserves=20000*0.3=6000
actual reserves =6000+5000=$11000
but given $10000
not consistent

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option – c

is the same as 1 but is is not consistent.
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option – d

deposits = loans +reserves
=35000+90000
=125000
required reserves =125000 x 0.3
=37500
the reserves are above actual reserves, not consistent.